Have you ever been involved in a hit and run? While you were parked and not even in the car? What about while you were driving? I was once at the mall with some friends and as we were leaving we saw a girl in a big old Dodge pickup backing out of her parking spot and right into a Honda Accord. She knew she hit it and she just drove off. I got her license plate number and gave it to the security guard. I felt for that Honda Accord owner cause her bumper was hanging off.
Well it’s important to know what to do if this happens to you. Allstate has put together this little list of things to do so you won’t be caught off guard and you won’t forget anything.
Survey your immediate surroundings – If the other vehicle’s driver isn’t easily spotted in your immediate surroundings, do not try and go after the driver yourself. Check your windshield to see if they may have left a note with their contact information.
Call the police – Call the police immediately to file an accident report.
Get the facts at the scene – Ask people nearby the scene if they witnessed the accident. Take down their reports and contact information.
Check for surveillance cameras – If the accident occurred in a parking lot, check to see if a surveillance camera caught the incident on tape.
Take pictures – If you don’t have a camera in your phone, Allstate recommends that drivers keep a disposable camera in the glove box. Snap shots of the damage to your vehicle and of your surroundings.
Contact your insurance company - Report even a minor accident to your insurance company immediately. – See Allstate for more information
Hopefully your insurance covers uninsured motorists but if not I’m sure everything will be ok. Good luck out there and safe driving!
Thanks to Brandi Hodge for contributing.
Top Posts