What Exactly Is Car Insurance?

Ok this probably seems like a really odd question to most of you. Sure most of you know what car insurance is, but for the younger drivers they may have no clue how important it is. They may have no clue what it means to have insurance on your new or used car or truck. Auto Insurance is insurance that protects the insured (aka the driver) against losses involving the use of automobiles. For instance if the insured rear ends ┬ásomeone then the insurance company would take care of the insured’s car and the car in which the insured hit. There are several different combinations of coverage that can be bought. These different combinations and coverage’s include but are not limited to liability coverages of bodily injury, property damage, and medical payments, and the physical damage coverages of collision and comprehensive. To get full descriptions of what these mean and entail you can visit any auto insurance companies website.

You should always do your research and find out exactly which insurance company fits you and your needs the best before making a decision. This will also aid you in saving money. I would check no less than 3 different insurance companies and compare and contrast. Trust me, doing this could save you thousands in the long run. If you have any questions feel free to send me an email. I am happy to help. I know there are a lot of young adults out there on there own who may not have the help of mom and dad, but I’ll answer any questions I can.

In the mean time…. Drive Safely.

Thanks to Brandi Hodge for contributing.

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